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With Passing of Cushing Dolbeare, the Affordable
Housing Field Loses a 'National Treasure'
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On March 17, 2005 the field of affordable housing lost a "national treasure," as Cushing Dolbeare passed away. "Many of you knew, or at least knew of Cushing Dolbeare, but for those who didn’t, she was a true champion for housing and the rights of low-income people," said Steve Tuminaro, an officer of Neighborhood Reinvestment Corporation.
Cushing addressed the National Council of State Housing Agencies as recently as March 11. View article
Included among her many accomplishments, Cushing founded the National Low Income Housing Coalition; served on the Millennial Housing Commission; served as Fellow at the Joint Center for Housing Studies at Harvard University; received the Heinz Award for the Human Condition; designed and advocated for the Low Income Housing Tax Credit – and her accomplishments and awards go on and on.
"But for so many of us in this field, Cushing was an inspiration, and a friend," said Tuminaro. "She leaves a real legacy – and a void that will be hard to fill."
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Greenspan Mentions Neighborhood Reinvesment
Success Measures Data System in Speech |
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Speaking at the National Community Reinvestment Coalition Conference today, Federal Reserve Board Chairman Alan Greenspan cited Neighborhood Reinvestment Corporation as an example for "adopting a data system that defines and tracks success measures of its member organizations." Greenspan added: "The Success Measures Data System is a participatory evaluation model designed to document the outcomes and measure the impact of community development programs, using parameters defined by the leaders and stakeholders in the field." View speech.
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| NeighborWorks Community Leadership Institute Named as Semifinalist for Government 'Oscar' |
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The NeighborWorks Community Leadership Institute (CLI) was named as one of 50 semifinalists
for the Innovations in American Government Awards — often referred to as the “Oscars” of government prizes. The institute is a regional training conference for NeighborWorks organizations that aims to strengthen the voices and skills of neighborhood residents that live and work in the neighborhoods they serve. Since 1995, Neighborhood Reinvestment has conducted more than 20 CLIs. For more information, on the Community Leadership Institute, click here.
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| Community
Strategies represents the shared experience of the NeighborWorks
network and Neighborhood Reinvestment Corporation in various topics
of community development and affordable housing. |
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| The
NeighborWorks Training
Institute is dedicated to providing the highest quality training
for community development practitioners. Learn about the latest
classes and symposia on leading-edge topics. |
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| Neighborhood
Reinvestment, working closely with members of the NeighborWorks
network and partners, produces a wide-variety of publications. Most
are free and others cost a nominal fee to order. For a complete
listing and order forms, go to NeighborWorks Publications. |
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| Find lists
and charts on Neighborhood Reinvestment and the NeighborWorks
network organizations. |
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NeighborWorks Community Building and Organizing Initiative Announced
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The NeighborWorks Community Building and Organizing Initiative, formerly known as the Resident Leadership Initiative, recognizes excellence in community building, community organizing and resident leadership development. The new, Boston-based Initiative, supports NeighborWorks organizations that build relationships among residents and that support collective action, and document results in community impact. The Initiative builds on a three-year Community Organizing Pilot Program that has collected groundbreaking new data on outcomes and impacts that result from supporting the "people" side of community development. This new data indicates that NeighborWorks organizations that engage in community organizing leverage 50 percent more financial resources, recruit four times more volunteers, enlist 10 times more individuals in community activities, and produce 39 percent more housing units (including rehab and homeownership) than their non-organizing counterparts.
For more information, contact Melvyn Colon, mcolon@nw.org, or Susan Naimark, snaimark@nw.org.
Or, visit www.nw.org/cbo.
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| Denver Institute Reflected Changing Realities in the Rocky Mountain West |
| A NeighborWorks Regional Training Institute, held recently in Denver, reflected many of the challenges for affordable housing and community development in the Rocky Mountain states and Texas. A personal perspective is offered by the NeighborWorks Alert editor, a Denver native. View article. |
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| Costs Put Roof out of Reach; Massachusetts Housing Advocates Seek Aid |
| Michaela Young, an unemployed stay-at-home mother from Worcester, has to collect empty soda and beer cans to make ends meet. In September, about six months after she had used up all her savings, 401(k) money and tax refunds to keep a roof over her family's head, she applied for welfare. But even with that assistance, times have been tough. "I can't even afford $850 on rent with benefits from welfare," she said. "There are some days when I get very worried that I will not be able to continue living where I'm living." Young recounted her story recently at a two-hour session for housing advocates, held at the NeighborWorks Homeownership Center of Worcester. Others who spoke told of Massachusetts residents forced to move elsewhere because they can't afford the state's mounting housing prices. View article on KnowledgePlex. |
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| Program to Boost Miami-Dade Homeownership |
| A $25 million homeownership initiative called "Shop-Miami" aims to help hundreds of households become homeowners in Miami-Dade County, reports the South Florida Business Journal. The initiative is led by Freddie Mac, HSBC Mortgage Corp. (USA), HSBC Bank USA and Miami-Dade NHS, a NeighborWorks member. The Shop-Miami program includes consumer outreach, homeownership education and counseling from Miami-Dade NHS. |
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| Kansas City NeighborWorks Organization to Relocate in Renovated Fire Station |
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The headquarters of Community Housing Wyandotte County (CHWC), a Kansas City NeighborWorks organization, will be moving to the Old Fire Station #9. Currently, the roof of this historic building is being replaced, and rehabilitation of the entire building is underway. The three-story fire station will serve as the permanent location for CHWC staff and will include a Community Resource Center on the first floor. CHWC is scheduled to move into the fire station in June of 2005.
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| NeighborWorks Media Kit Posted |
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A new set of resources for the media have been posted to the NeighborWorks Newsroom, including secrets for new homebuyers, tips for avoiding predatory lending, and fact sheets about the impact of housing. View Media Kit.
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| United Housing, Inc. Celebrates 10th Anniversary |
| United Housing, Inc., a NeighborWorks organization in Memphis, Tennessee, celebrated its 10th anniversary last month. UHI has assisted in the revitalization of some 530 homes, which have had a $36 million impact in the communities served. In addition, the organization has provided more than 3,000 individuals and families through numerous programs,
including homebuyer education, lending, and housing development. |
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| AHC to Help 30 New Clients Buy First Homes |
| Northern Virginia NeighborWorks organization AHC Inc. will help 30 new clients selected by lottery purchase their first homes after its county received $8.4 million in Virginia Housing Development Authority funds. |
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| HUD's 2006 Budget Stresses Homeownership |
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From Multi-Housing News: The proposed $28.5 billion FY 2006 HUD budget, unveiled on Feb. 7, seeks to accomplish three strategic goals, according to HUD Secretary Alphonso Jackson: promote homeownership; reform Section 8 funding; and aggressively address homelessness. One of the White House's key HUD proposals moves the Community Development Block Grant, several CDBG set-asides, the National Community Development Initiative, Section 108 loan guarantees, Brownfields, Enterprise Zone/Enterprise Communities and HUD's office of rural housing and economic development to the Department of Commerce. These, along with 11 other programs from Agriculture, Health and Human Services and Commerce will constitute a new Strengthening America's Communities (SAC) initiative within Commerce. Separately, these programs had a combined FY 2005 appropriation of $5.31 billion; the FY 2006 request for SAC is $3.71 billion — a reduction of nearly 35 percent. The Bush administration is once again proposing to fund a Zero Downpayment Mortgage option that would allow first-time buyers with strong credit ratings to finance 100 percent of a home purchase and closing costs. View article.
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| Agencies Seek Comments on New CRA Proposal by May 10 |
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On March 11th the FDIC, Federal Reserve and Office of the Comptroller of the Currency issued a joint agency regulatory proposal on the Community Reinvestment Act.
This latest proposal would alleviate regulatory burden imposed on smaller banking institutions by revising the eligibility requirements for CRA evaluation under the lending, investment and service tests. Specifically, the proposal would provide a simplified test for banks with asset size between $250 million and $1 billion. These proposed regulations would also revise the meaning of community development to include affordable housing in underserved rural areas and designated disaster areas.
Comments are due by May 10, 2005.
View proposed regulations.
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| OTS Ruling on Large Thrifts |
| The Office of Thrift Supervision issued its final rule published on March 2nd which provides flexibility to large savings associations (savings associations with assets of more than $1 billion, i.e., "large institutions") to determine the combination of lending, investments, and services these institutions use to meet the needs of their local communities under the CRA. This rule will be effective April 1, 2005. |
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| OCC Report Shows How Banks Are Using Individual Development Accounts |
The Office of the Comptroller of the Currency (OCC) released a Community Developments Insights paper which examines Individual Development Accounts (IDAs) as a tool for banks and other financial institutions to encourage lower-income persons and families to save money and thus build assets for particular financial goals. The paper describes why banks offer IDAs, shows how banks are involved with IDAs, and addresses barriers to the growth of IDA products. Several hundred banks participate in IDA programs which can receive positive consideration under the Community Reinvestment Act. Appendix 1 of the Insights paper contains a resource guide for banks considering participation in an IDA program.
View paper. [PDF]
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Charitable Leadership Foundation
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Charitable Leadership Foundation is committed to funding innovative and effective programs in the areas of low-income housing by partnering with organizations in the areas of data collection, process and program determination, strategic planning and evaluation. Current themes in the foundation's focus include low-income home ownership, low-income rental models and permanent supported housing. Minimum grants are $20,000. The Foundation prefers proposals from New York, but considers applications from other states. Learn more at www.charitableleadership.org.
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| Mattel Grants, April 8 |
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Mattel is offering grants ranging from $5,000 to $25,000 to programs that directly serve children in need, and “creatively address a locally defined need." Priorities are health, education, and girls empowerment.
For more information, click here.
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| Innovations in Manufactured Homes, April 15 |
| This month CFED announced the launch of a multi-year, multi-million dollar initiative, Innovations in Manufactured Homes (I'M HOME). As part of this initiative, CFED is soliciting proposals from organizations seeking to address barriers to asset-building that face the nearly nine million American families currently living in manufactured homes. Successful applicants will be awarded either implementation grants of $150,000 or catalyst grants of $50,000. Deadline for a concept paper, the first step in the application process, is April 15.
For additional information, click here. |
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| NeighborWorks Training Institute, Minneapolis, April 18-22 |
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There is still time to register for the NeighborWorks Training Institute in Minneapolis! The institute will feature more than 70 courses in affordable housing and community development, including a Spanish-language course on Homebuyer Education Methods, and other events, such as a luncheon with Richard Lord, author of American Nightmare: Predatory Lending and the Foreclosure of the American Dream, and a daylong symposium on April 20.
The symposium — When Gentrification Comes Knocking – Navigating Social Dynamics in Changing Neighborhoods — will examine the range of challenges related to gentrification. Industry experts will identify the indicators of stress within changing neighborhoods and provide practical tools for you to take away to help manage these social stresses. Featured symposium luncheon speaker Linda Goode Bryant, an award-winning filmmaker, will offer film clips and commentary from her PBS documentary “Flag Wars,” which chronicles the social dynamics of a newly gentrified Columbus, Ohio, neighborhood.
For details and registration information about the training institute and the symposium, visit www.nw.org/training.
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| Rebuilding Upstate New York: What Works II, May 2, Syracuse, NY |
The New York/Puerto District of Neighborhood Reinvestment Corporation is bringing together leaders and experts for a symposium on May 2, 2005 in Syracuse, New York. This is a one-day, follow-up event to the highly successful “Rebuilding Upstate New York: What Works” symposium held five years ago.
This Symposium will provide an opportunity to examine successful community development efforts that confront our market challenges. Nationally known experts and regional presenters will be sharing their experiences; presenting "How-To's" for successful community and economic development; and discussing effective community development tools from other regions. Featured speakers include Senator Hillary Rodham Clinton, D-NY; Representative James T. Walsh, R-NY; Representative Michael Turner, R-OH; Nancy Cantor, chancellor of Syracuse University; and Jeffrey Lehman, president of Cornell University. Deborah Roberts, ABC news correspondent for 20/20, will be appearing as Master of Ceremonies for the evening program. Learn more and registration.
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| 2005 National Main Streets Conference, May 8-11, 2005, Baltimore |
| The National Main Streets Conference is the premier educational gathering for preservation-based commercial district revitalization in the country. This year's theme, Cool Cities: Old Buildings, New Attitudes, focuses on what successful strategies communities are using to bring new vitality and a diverse mix of people and uses to their traditional commercial districts. With nearly 1,500 participants each year, this conference provides over 70 educational sessions, workshops, and field sessions that focus on successful strategies for revitalizing downtowns and commercial districts. A complete list of sessions can be found on http://conferences.mainstreet.org.
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| HAC Releases How-To Guide for Promoting Affordable Housing in Rural Areas |
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The Housing Assistance Council has released a public relations guide for groups engaged in promoting the availability of affordable housing in isolated rural communities where access to media outlets and marketing specialists is a challenge. The Public Relations Guide for Rural Housing Organizations is intended to serve as a "how to" guide for any public relations action, with step by step instructions, as well as strategic advice. Although intended for rural housing advocates, the report is a useful tool for all housing advocates who manage public relations activities, from writing press releases and letters to the editor, to public speaking or using paid advertisements. View report.
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| Urban Markets Initiative Papers and Chat |
| The Urban Markets Initiative is pleased to announce two papers focusing on the critical role of information in facilitating urban markets, both by Robert Weissbourd and Riccardo Bodini, of RW Ventures, LLC.
Using Information Resources to Enhance Urban Markets
Market-Based Community Economic Development
Weissbourd and Bodini examine the role of information resources in spurring markets and creating investment strategies to boost urban neighborhoods. Together both papers offer a framework for market-based community economic development, presenting business-planning tools for inner city communities. Practitioners will find specific examples and key lessons about effectively using information resources for community development.
Knowledge Plex Chat on Urban Markets Initiative
At 2 p.m. ET on March 30, KnowledgePlex will host an online chat with the authors to discuss their papers and the role of information in community economic development. For more details about the discussion and how to participate, click here.
(Registration required at KnowledgePlex.)
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| Women and Minorities Depend on Subprime Loans, According to NCRC Report |
| Women, minorities and lower-income borrowers depend more on subprime lenders than others, according to the National Community Reinvestment Coalition. Subprime loans were more prevalent among blacks in more than 98 percent of the metropolitan areas surveyed, while Hispanics were more apt to hold a subprime mortgage or refinance loan in about 89 percent. View information. |
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| Design Advisor: Making the Best of Outdoor Spaces |
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Q: When do ordinary outdoor spaces become great outdoor places?
A: When they are designed like outdoor rooms.
Nearly every development has some outdoor space. In the worst cases, this space is nothing more than land left over after construction is finished. In the best cases, however, these spaces are consciously crafted into great outdoor “places,” treasured by residents and neighbors alike. The difference is design, and the way to make an outdoor place great is by designing it like an outdoor room. We all know what makes a great room – elements like adequate space, good lighting, a convenient location, pleasing proportions and furnishings that work. The same principles can and should be applied to the design of outside space. This update looks at several successful outdoor places, and the design strategies behind them. Learn more at www.designadvisor.org/updates.
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