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- National Programs
Section Highlights
- National Programs Main Page
- National Homeownership Programs
- NeighborWorks Awards
- NeighborWorks Week
- Real Estate Programs
- Center for Foreclosure Solutions
- NCHEC Training
- Community Building & Organizing
- Financial Capability
- HomeOwnership Centers
- Rural Initiative
- Success Measures
- Excellence in Governance
- Green Organization Program
- Training and Certification
Section Highlights
- Foreclosure Resources
Section Highlights
- News and Media
Section Highlights
- About Us
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- For Nonprofits
Section Highlights
- Partners
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- For Consumers
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Resources
Helpful Reading
Financial Capability
| A credit report is like a report card for grown-ups -- but it reveals so much more than your score. |
Whether you are planning to purchase a home, save for educational expenses, or start a small business — good money management is an important first step. Check out these links for information that will put you on the path to a sustainable financial future:
- Budget and money management tips: Managing your money is like so many difficult chores in life: You would probably rather be doing something else, but it has to be done. These tips will help you manage your money so you can reach your goals.
- How to understand and use credit wisely: Using credit wisely is another important part of the homebuying process and your financial security. Your credit rating reflects your ability to borrow money and pay it back. Visit our site, keystomyhome.org to learn more.
- Test your financial fitness: This simple form will help you find out about your financial educational needs.
- Getting back to financial basics: With the recession, job loss, and the foreclosure crisis continuing to make headlines you need to make sure your finances are in order. These tips will help you strengthen your finances during troubling times.
- Download a monthly savings plan: This template spending plan is broken down into the following types of expenses: fixed, periodic; fixed, flexible and indebtedness. Depending on your situation, some expenses (for example, a cell phone) may be considered flexible rather than fixed. Be sure to adjust the categories to best reflect your needs and lifestyle.
- Locate a local NeighborWorks organization near you that offers financial education for homeowners.
- More resources from NeighborWorks Financial Capability Program
More Resources from Our Trusted Sources
FDIC:
- Managing Your Money in Good Times and Bad
- Financial Education and Literacy
- Credit Reports and Scores
- Savings-Related Resources
- Money Smart Financial Education Program
Federal Reserve Board:
- Building Wealth: A Beginner's Guide to Securing Your Financial Future
- Credit Cards: Consumer's Guide
- Personal Financial Education
- Privacy Choices for Your Personal Financial Information
- Savings Resources for Consumers
MyMoney.Gov:
MyMoneyManagement.net:
U.S. Department of Housing and Urban Development
Securities and Exchange Commission: