Section Highlights

Resources

If you are having difficulty paying your mortgage or know you will have difficulty in the near future, act now.

Call 1-888-995-HOPE to connect with a HUD-approved housing counselor. Go to www.foreclosurehelpandhope.org for tips on what to do to prepare.
Find a foreclosure counselor near you: NeighborWorks America developed a “find a foreclosure counselor” look up to help homeowners in danger of losing their homes locate a nonprofit, HUD-approved counseling agency for free, trusted help.
Contact your mortgage company directly: hopenow.com, maintained by the HOPE Now Alliance, has a handy search tool to help you get in touch with your mortgage servicer. If your mortgage company is not in the database, you are advised to call 1-888-995-HOPE.
Beware of Loan Modification Scams: Loan modification scams are a growing problem across the country. Homeowners facing foreclosure are losing their money – and their homes – to loan modification scams. Information is your best defense. If you see the signs of a scam and know the facts, you can protect yourself.
Learn about your options under President Obama's Making Home Affordable Plan The Making Home Affordable website includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

View these videos developed or underwritten by NeighborWorks America:

U.S. Department of Housing and Urban Development:

FDIC:

Federal Trade Commission:

The Beehive:

1325 G St., NW, Suite 800, Washington, DC 20005-3100
Phone: (202) 220-2300 | Fax: (202) 376-2600