Curriculum | Best Practices | Training | Other Resources
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Understanding Your Options: Mortgage Refinance and Home-Equity Loans is the first national curriculum on mortgage refinance and home-equity loans targeted to housing counselors. It can be used to help educate or counsel homeowners through an organized post-purchase homeownership education and counseling curriculum about their options for refinancing an existing mortgage or borrowing money secured by the equity in their home. View the curriculum.
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Is Refinancing Right for You? [PDF, 80KB]
This NeighborWorks flyer highlights important questions and answers for consumers thinking about refinancing their mortgage.
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Search our Winning Strategies Database to learn about the innovative approaches and best practices related to refinancing and home equity lending used in the NeighborWorks network. Under "keywords," choose the first letter "R," then the category "refinancing” or “H” and the category “home equity.” Here are some case studies currently available in the database:
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The NeighborWorks Training Institute (NTI) offers many homeownership education courses that support Homeownership and Community Lending programs. Check here for a complete list of courses.
HO109 Beginning to Intermediate Foreclosure Prevention
Learn the protocol for counseling homeowners in financial distress. Every aspect of default and delinquency will be addressed, including reasons for default; ways to maximize income and reduce expenses; calculating delinquencies; understanding the players in the mortgage marketplace; loss-mitigation options for FHA-insured and other loans; legal information about foreclosure laws and timelines; tips on effectively intervening with lenders and servicers; managing multiple mortgages or liens; and the pros and cons of refinancing. This course also satisfies the requirements for Part II of the course, Housing Counseling Certification: Principles, Practices & Techniques, Part I.
HO247 Postpurchase Education Methods
This five-day course covers the recommended standards in design and methodology for postpurchase education programs. The course focuses on topics that help both new and existing homeowners manage their most important asset. These topics include home maintenance and repair, financial management and budgeting skills, insurance, methods for getting homeowners more involved in their community, early intervention programs to prevent delinquencies and default, and the pros and cons of refinancing. Learn how to develop sustainable, effective programs and recruit homeowners in your area to your classes. Participants should be fully familiar with financial education concepts prior to taking this course. An exam is given following the course for those interested in obtaining a Certificate of Professional Recognition in postpurchase education training
